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When you have a mortgage-related problem or think you’ve been the main topic of among the home loan

When you have a mortgage-related problem or think you’ve been the main topic of among the home loan

Getting mortgage may also be complicated. This is the reason mortgages are incredibly appealing to would-be scammers. Learn to spot and prevent various kinds of home loan frauds.

Mortgage-Related Complaints

frauds below, you’ve got a few methods of reporting your experience:

  • File a grievance with us
  • Contact the Bureau of customer Financial Protection (previously referred to as customer Financial Protection Bureau or CFPB)
  • Contact the Federal Trade Commission (FTC)
  • Contact the U.S. Department of Housing and Urban Development (HUD)
  • Contact the working office of the Comptroller associated with Currency (OCC)
  • Contact the Texas Department of Savings and Mortgage Lending

The Bureau is faced with overseeing many banks, credit unions, loan providers, and home loan servicers. In case your loan provider or home loan servicer is state certified, you may contact the Texas Department of Savings and Mortgage Lending. Instead, if for example the loan provider or home loan servicer is just a nationwide bank, you can easily contact the OCC.

If you’re not sure whom regulates your loan provider or home loan servicer, the Texas Department of Banking could possibly assist.

Foreclosure Rescue and Mortgage Modification Frauds

Those two kinds of frauds might cost you 1000s of dollars and, possibly, your property.

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